When you suffer an injury at work, it is more than just an inconvenience. It can leave you with painful physical injuries and financial loss as you stay home and recover. When you aren’t able to work because of an injury, it can leave you and your Florida family in a difficult financial situation as you juggle bills and deal with your accident-related needs.
One of the things that may prove helpful to you during this time is to file a workers’ compensation claim. These benefits, claimed through your employer’s insurance coverage, allow you to address specific needs you have as a result of your work accident or work-related illness. It is in your interests to know exactly what types of benefits are available to you and how you can make sure you don’t leave any money on the table.
Types of workers’ comp benefits
The benefits available to you through a workers’ compensation claim depend on the nature of your injuries and what you need to get better and move forward. One thing to keep in mind as you pursue recovery is that insurance companies do not have your best interests in mind. This is why you would be wise to learn about the different types of compensation that could be available to you. Types of workers’ compensation benefits include:
- Replacement of a portion of your lost income
- Coverage of your accident-related medical expenses
- Appropriate compensation for injuries that are permanent
After your recovery, you may be ready to return to work but unable to do so in the same capacity as before. In this situation, you can also claim rehabilitation benefits through your workers’ compensation claim. This can include retraining and other types of support you may need to get back to work. Through workers’ compensation, surviving family members can also get compensation in the event that an employee suffers fatal injuries in a work-related accident.
Filing your claim
Even with a valid-work related injury, you may still find it difficult to get the support and help you need. It may be beneficial for you to work with an experienced workers’ compensation attorney at every step of the claims process. From completing the initial application to fighting to maximize your benefits, you will find it helpful to have a knowledgeable legal ally on your side.