Florida has a no-fault law, but that doesn’t mean a person isn’t responsible if they cause an accident. This is a fairly common misconception. The party is still found to be at fault, and they will still be required to cover at least some of the costs related to the collision.
Whenever a car crash happens in Florida, police officers do arrive at the scene and investigate to find out who is responsible for causing the accident. Florida’s no-fault law then applies and is special because it means that the person who caused the accident is responsible for fixing the other person’s vehicle but not for paying for their injuries.
As someone who has been in a car crash, this might seem confusing, but it’s actually helpful. Instead of worrying about the other person’s insurance company covering your injuries, you’ll turn to your own. By calling your own insurance company, you’ll start the process of obtaining your benefits.
It can be complicated to understand what no-fault laws mean for you, especially if you get hurt. Usually, your insurance policy will have its own limits. If you max those out, then you may not have further rights to a claim against the driver who caused the crash.
Our website has more information on personal injuries, car crashes and other accidents, so you can learn more about what to do if you get hurt. In every case, it’s a wise choice to speak with someone who is familiar with Florida’s laws and how to help you get the most out of your claim.