Review of workers’ compensation and SSD benefits

Although previous posts here have covered the topic, it is helpful for injured workers in and around Kissimmee, Florida, to be reminded that there may be other options available to them above and beyond workers’ compensation benefits. As is the case in other states, when someone suffers from a crippling injury at work, that person can get workers’ compensation in order to pay off medical bills and cover some lost wages. However, workers’ compensation will rarely cover all of a Florida victim’s bills and lost income.

If the victim is otherwise eligible, that person can choose to file a claim for disability benefits through the Social Security Administration. These benefits can offer a Florida resident an additional steady supply of income that they may well need in order to pay off their bills and still meet their basic needs.

However, while those injured at work can file for benefits based on their work-related injuries, they should be aware that there is a limit on how much they can receive in benefits each month. Specifically, a person’s workers’ compensation benefits and disability benefits, when combined, cannot exceed 80 percent of what a person’s average wages were immediately prior to the debilitating injury.

For example, if a person made $4,000 each month before an injury, and is, after the injury, able to get $2,500 each month through workers’ compensation, then the most that person will receive in a disability payment is $700 a month, even if the person is otherwise eligible to receive a higher amount. This is because $3,200 is 80 percent, or the threshold amount, of $4,000.


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