What you need to know about the SSD application process

Most residents in Florida and other states across the nation are aware of the disability programs that are controlled by the Social Security Administration. While it is true that these programs can be very resourceful for those living with disabilities caused by an injury, accident or illness, many are under the perception that if they need assistance through SSDI or SSI, he or she will be deemed qualified and they will receive benefits. This is the unfortunate case of the matter. Some applicants that rely on additional financial assistance to get by are not approved. This is not just a symptom of the sometimes complex program; it is a symptom of not fully understanding these disability programs and how they truly work.

The application process is crucial, and each and every detail provided has a purpose. Thus, if some details are left out or not explained, this could prolong or even hurt the application process. Whether you seek Social Security Disability Insurance benefits, Supplemental Security Income benefits or both, it is imperative that applicants understand these programs and the requirements for applying for them.

Some applicants are under the impression that Social Security is a welfare program, which is completely untrue. Others are under the impression that the Social Security Administration has to deny applicants their first time. This is also false; however, current statistics indicate that roughly 70 percent of initial applications are denied. Many of these denials are due to mistakes. These mistakes are not just the ones made by applicants. Those making approval and denial decisions are humans and are thus subject to human errors. A detail could be overlooked or misinterpreted, causing an eligible applicant to be denied.

Because of this, applicants are always encouraged to have their application reconsidered when they are initially denied. Even if reconsideration does not catch mistakes, an appeal could help an applicant make their application more complete. By including additional evidence, a disabled individual could prove that he or she is in fact eligible.

The application process for SSD benefits can seem daunting and stressful; however, this should not deter disabled individuals from applying for these benefits. These benefits are often necessary, and those living with a qualifying disability should take the time to ensure they obtain the benefits they require to meet their basic needs.

Source: Patch.com, “Need-to-Know Basics of Social Security Disability,” April L. Roberts, July 12, 2017


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