Many people's worst fear is being diagnosed with a life-threatening medical illness. Unfortunately, that is the reality for many Floridians. Every day, people are diagnosed with cancer. This oftentimes aggressive and mutli-faceted illness does not discriminate. Everyone from young children to the elderly can be afflicted. Families who are facing a cancer diagnosis generally need to deal with medical uncertainties and extremely high medical costs.
Our post earlier this week focused on the very real threat that disability can strike anyone at any time, without warning and regardless of current physical health. This is one of the many reasons why keeping programs like Social Security Disability Insurance adequately funded should be a non-political issue with widespread support.
Although few like to admit it, we are all susceptible to bias in our decision-making. Among the most common biases is short-sightedness based on previous personal experience. Planning for disability is a good example of this phenomenon.
This weekend will mark the 24th anniversary of the signing of the Americans with Disabilities Act. This important piece of legislation fundamentally changed the way that our country accommodates the needs of those with disabilities. It also removed barriers of access to employment, at least on paper.
There are many well-intentioned government programs that, due to certain provisions, are in some ways detrimental to those they are designed to help. This is how many Americans feel about Supplemental Security Income, which is similar to Social Security Disability Insurance. The major difference with SSI is that individuals need not have paid FICA taxes in order to be eligible.
If you pay attention to the news, you probably know that Social Security Disability Insurance is a fairly controversial and highly politicized issue. In recent decades, the number of Americans receiving SSDI benefits has risen significantly, and this has led to criticism that the program is unsustainable, “broken” and in need of reform.
Earlier this week, we started talking about diseases characterized by chronic pain without a clear and treatable cause. Those who suffer from migraines, for instance, may be able to experiment with various medications to treat and prevent these debilitating headaches. But other conditions like lupus, fibromyalgia and Complex Regional Pain Syndrome often produce chronic pain without an apparent cause and with limited treatment options.
Any of us can become disabled at virtually any time. But for many Americans, disability is a fact of life from a very young age. Depending on the circumstances, some people can work a job upon reaching adulthood and some will never be able to do so. For those who cannot work, programs like Supplemental Security Income are a critical safety net.
Many of the limitations we face in life are either self-imposed or based on how others view us. That’s why it is so important to discuss and think about disability in non-defeatist terms. We may be confined by our physical limitations, but we don’t have to be defined by them.
Earlier this week, we began a discussion about Social Security Disability Insurance. Millions of Americans who are no longer able to work due to a disabling injury, illness or medical condition rely on disability benefits to make ends meet.