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What medical benefits do you get with workers' compensation?

In Florida, there are three benefits that workers who are hurt on the job can seek through workers' compensation. These three benefits include medical benefits, lost wage and monetary compensation benefits and death benefits.

Each of these categories is vital to those who have been hurt or killed. Initially, they'll need medical care. Then, they may need to be compensated for time lost from work and other financial losses. Finally, if someone passes away, their family should have the right to obtain death benefits to cover the expenses related to the funeral and other financial needs.

What kinds of medical benefits are provided to those hurt on the job?

Those hurt on the job may need to see a doctor right away. In all cases, the initial visit to a hospital through dialing 911 is going to be covered as long as the claim is valid. From that point on, it's normally a doctor who has been authorized who takes over the patient's case.

Any and all authorized, medically necessary care will be covered by workers' compensation. This includes:

  • Prescription drug coverage
  • Prostheses
  • Attendant care
  • Hospitalization
  • Physical therapy
  • Medical tests
  • Doctor's visits

What do you need to do if you're hurt on the job?

If you are hurt on the job, the first thing to do is to report your injury or illness to your employer. If you have to go to the hospital for emergency treatment, then you should tell the medical staff that you were hurt on the job. Give them your employer's information or workers' compensation insurance carrier.

At no time should those hurt on the job be forced to pay for their injuries out of pocket. Know your rights, so you can receive the compensation you deserve.

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