With the new year beginning, there are changes being made to Florida's laws regarding workers' compensation. Insurance rates for workers' compensation influence how businesses protect their employees. When costs are high, businesses might try to avoid buying into worker's compensation, even though that's illegal.
The good news is that workers' compensation rates are dropping in 2019, which means that businesses are more likely to comply with the requirement to maintain workers' compensation insurance. In 2019, there will be a 13.8 percent decrease in rates, making it more affordable for businesses all around.
What do you do if you're hurt on the job?
Since businesses should be more compliant with the lower cost of insurance, it's vital that you take advantage of this if you're hurt on the job. Your employer is required to report any injuries you suffer while working on the job, and you have a right to seek medical treatment.
In the case that you are unable to return to work, workers' compensation benefits may cover a portion of your lost wages, help cover the cost of training for a new position and cover any long-term medical needs you have. Take advantage of this system, since it is there for times when people are hurt doing the jobs that are expected of them.
If you're not sure how to approach a claim, your attorney can help you fill out a claims form and start the claims process. If you have your claim denied, your attorney will work with you to submit further information to get your claim approved.