Social Security disability benefits can be a financial lifesaver for those suffering from a disability. Oftentimes, those who are thinking about applying for SSD benefits concern themselves with whether they fit the Social Security Administration’s definition of “disabled.” It is true that this is a critical aspect of the SSD claims process, but it is not, by any means, the only factor that comes into play. As we have discussed previously on this blog, an individual who is seeking SSD benefits also needs to demonstrate that he or she has adequate work history.
One woman recently found out just how important this element is when seeking Social Security disability benefits. The woman sought SSD benefits after losing three limbs to sepsis that developed as the result of the flu. In fact, she barely survived the ordeal. For the last decade, she worked as a stay-at-home mother for her five children. When she lost her limbs, she was no longer able to care for her children, and the family had to hire five people to perform the tasks that the mother once did.
Based on this situation, the woman filed for SSD benefits. The SSA, however, found that the woman was ineligible for benefits. The agency’s reasoning was that even though the woman had worked and paid into the system for nine years, she did not pay into the system over the last decade when she was a stay-at-home mom.
This is a case that will make just about anyone shake their head in disbelief. But it also highlights how important it is to make convincing legal arguments that address all of the benefits’ requirements. Therefore, those who decide to seek SSD benefits need to carefully develop their claim, which may require the assistance of a competent attorney.
Source: WNYT, “Stay-at-home mom denied disability benefits,” Sep. 2, 2016
