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Can I receive SSD benefits after a car accident?

Whether or not you can successfully claim Social Security disability benefits after a car accident really depends on the severity of your injuries. The Social Security Administration lists a number of injuries and illnesses that qualify for SSD benefits. However, merely meeting the qualifications listed for a given medical condition may not be enough to qualify you for benefits, as the disabling condition must also lead to an inability to work.

Although there are a number of disabling injuries that can be suffered in a car accident, perhaps one of the more common is broken bones. Some broken bones, including fracture of the femur, pelvis, and tibia, may qualify for SSD benefits. In order for this condition to qualify though, you need to show that medical imaging fails to show a solid union of the bone's fracture and the fracture caused you to walk ineffectively. Additionally, you have to be able to demonstrate that your condition has not or likely will not be remedied within 12 months after suffering the injury. Of course, you'll also need to show that your injury has left you unable to work.

Other injuries, such as traumatic brain injury, burns, and mental conditions that arise out of a car accident may also qualify you for disability benefits. However, in order to stand a chance of acquiring this much needed compensation, you need to ensure that your claim is as complete as possible before submission.

If your claim has been denied, you shouldn't give up. The law allows you to appeal a claim denial, and oftentimes after the submission of additional evidence, disabled individuals are able to recover the benefits they need to help them pay off medical expenses and recoup lost wages. Therefore, if you have been hurt in a car accident, then it might be a good idea to familiarize yourself with your legal rights so that you can effectively act on them when necessary.

Source: Social Security Administration, "1.00 Musculoskeletal System - Adult," accessed on Dec. 19, 2016

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