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Important facts to know about receiving disability benefits

Those in Kissimmee who believe they are eligible for Social Security disability benefits need to have a baseline of information before going through the process. It's important to remember that there are numerous factors that go into receiving SSD benefits and a claimant stands a better chance of getting a positive result in a case if they're aware of them beforehand. Before getting into the details of receiving benefits and how it can affect one's life, it's important to know the federal regulations, requirements and the broad facts that are applicable.

Qualifying for Social Security disability is the first hurdle. It's a requirement to have worked a certain amount of time to be eligible for them. For every $1,200 that is earned annually, one credit is given. There is a maximum of four credits for every calendar year. These are different from retirement credits that are used for Social Security. Depending on a person's age, the credits are viewed differently when applying for disability.

The definition of disability itself is important. There is a strictness to the way disability is defined when seeking Social Security disability benefits. Partial disabilities and disabilities that will last a short time are excluded. The requirement for benefits is that the disability will last for at least a year in duration or will lead to death. The individual must also not be able to adjust to a different kind of work than what he or she did before. The amount that will be received is contingent on work history. The average earnings will be calculated based on that.

Retirement benefits are a common concern among recipients. It's not a problem with Social Security disability as it might be with private disability benefits. The retirement benefits will replace disability benefits when the recipient is of age. The amount will be the same as it was before. These issues often come up along with many others such as a definition of disability. Having competent and experienced legal advice when moving forward with a Social Security disability claim can help greatly.

Source: DailyFinance.com, "4 Things Everyone Must Know About Social Security Disability," Dan Caplinger, Accessed on Sept. 30, 2014

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